Bank Jago/Jago Syariah 8.57.0

The Jago/Jago Syariah digital bank presents a modern digital financial application designed to facilitate seamless spending and saving among users and their close connections.

Here are some notable advantages of utilizing the Bank Jago app:

• Quickly open a new bank account in minutes, with no minimum balance or monthly fees required.
• Effortlessly manage your finances with up to 60 customizable pockets for spending and savings.
• Enjoy complimentary GoPay top-ups.
• Benefit from free bank transfers (up to 150 times) and ATM withdrawals (up to 10 times).
• Experience rapid and cost-effective transfers using BI-FAST.
• Make payments effortlessly with a quick scan through Jago QRIS.
• Withdraw cash, shop online using your Jago Visa/GPN Debit Card, and pay bills, make phone top-ups, and donate to charitable causes—all within one application.
• Secure future savings through Jago Deposits, which can be withdrawn at any time without penalties while offering competitive interest rates.
• Access numerous promotions tailored for both new and loyal users.
• Easily connect with Bibit, Gobiz, GoPay, and more for a streamlined investing and spending experience.

This single app consolidates multiple functionalities, enabling users to manage their finances entirely from a smartphone. You can allocate funds for an emergency, plan for holidays, save for a new phone, or even prepare for Qurban donations. Transactions such as topping up GoPay or investing in mutual funds through Bibit are straightforward and free. The app ensures secure money transfers, offers bill scheduling, and facilitates quick tracking of shared expenses with friends.

The security of user data and funds is prioritized by Jago. The application employs multi-layer security systems to protect access. Users can log in using biometric methods or a PIN; every transaction undergoes password authentication for further safety.

The Jago VISA debit card enhances secure cash withdrawals at ATMs and facilitates safe shopping worldwide. This debit card operates without a visible CVV; instead, access to the CVV is managed within the app. Both digital and physical debit cards come with real-time monitoring features; users can set transaction limits directly from the application. The Jago GPN Debit Card supports offline transactions throughout Indonesia as well as cash withdrawals at ATMs or EDCs connected to the GPN network across Indonesia.

Utilizing BI-FAST allows users to transfer funds securely in real time at a low cost to various banks across Indonesia, including BCA, Mandiri/Livin’, BNI, BRI/Brimo BRI, Bank Syariah Indonesia BSI, and more.

The platform adheres to Sharia principles, providing a comprehensive suite of features that enable users to manage their finances—from savings and transactions to charitable giving and investments—while conforming to Islamic guidelines.

With 60 Jago Syariah Pockets available for managing savings within a single account framework based on Wadiah Yad Dhamanah and Mudharabah Muthlaqah contracts, users can individually categorize their budgetary needs with ease. The lending structure defined by the Wadiah contract ensures interest-free management through 40 'Save & Pay Pockets.'

Long-term savings are supported by 20 Sharia Deposit Pockets governed by the Mudharabah contract, allowing for profit-sharing ratios of up to 16.21%, translating to an annual yield of up to 5%. Users enjoy the flexibility of withdrawals without incurring penalty fees.

PT Bank Jago Tbk operates under the licenses of the Financial Services Authority (OJK), Bank Indonesia, and is a participant in the LPS deposit insurance program. With oversight from the Sharia Supervisory Board following DSN MUI rulings, Jago Syariah provides a reliable option for financial management in alignment with Islamic principles.

PT Bank Jago Tbk
Menara BTPN Lt. 46
Jl. Dr. Ide Anak Agung Gde Agung Kav. 5.5–5.6
Jakarta Selatan
E-mail: tanya@jago.com
Customer service: 1500 746 / 021 30000746